Effective Date: March 01, 2025

1. Introduction

RECIPROCATE, a social networking platform owned and operated by  LIFESTYLE SUCCESS PURPOSE INC. (LSP) , is committed to protecting users from scams, phishing, and fraudulent financial activities. This policy outlines prohibited activities, best practices for secure transactions, and enforcement measures.

By using RECIPROCATE, you agree to abide by this policy. Violations may result in content removal, account suspension, or legal action.

2. User Responsibilities

Users must:

4. Be  cautious of unsolicited financial offers and investment schemes.
5. Report any suspected  scams, fraud, or phishing attempts .
6. Verify the legitimacy of  financial transactions and peer-to-peer exchanges before proceeding.
7. Never share  sensitive financial details (eg, banking information, credit card details) publicly.

3. Platform Responsibilities

RECIPROCATE:

4. Monitors for  fraudulent financial activities and scam reports .
5. Educate users on common scams and financial security practices.
6. Takes swift action to remove or restrict fraudulent accounts and content.
7. Cooperates with law enforcement in cases of financial fraud.

4. Prohibited Activities

Users may not: ✖ Engage in  phishing or deceptive financial schemes . ✖ Impersonate  legitimate financial institutions . ✖ Promote  Ponzi schemes, pyramid schemes, or fake investments . ✖ Solicit or request  money, donations, or personal financial details from users under false pretenses. ✖ Conduct  fraudulent chargebacks, money laundering, or illegal transactions .

5. Secure Financial Transactions

4. RECIPROCATE  does not process or facilitate direct financial transactions .
5. Users should conduct  financial exchanges through trusted, third-party payment processors .
6. Avoid  off-platform transactions , as RECIPROCATE is not responsible for financial losses.
7. Use  secure payment methods and verify counterparties before completing any transactions.

6. Reporting Violations & Enforcement

6.1 Reporting Fraudulent Activity

Users can report scams, phishing, or fraudulent transactions via:

2. In-platform reporting tools .
3. Emailing abuse_policy@reciprocate.app with evidence and details of the incident.

6.2 Enforcement Actions

4. Immediate removal of scam-related content.
5. Warnings or temporary suspensions for policy violations.
6. Permanent ban for repeat offenders or major financial fraud.
7. Legal action and law enforcement involvement where applicable.

7. Compliance & Legal Considerations

3. GDPR & CCPA Compliance: User financial data is protected under applicable privacy laws.
4. Anti-Fraud Regulations: RECIPROCATE complies with financial fraud and cybercrime laws.
5. Cooperation with Authorities: Fraudulent activities may be reported to financial and legal entities.

8. Changes to This Policy

3. RECIPROCATE reserves the right to update this policy as necessary.
4. Users will be notified of significant changes via email or platform notifications.
5. Continued use of the platform after updates constitutes acceptance of the revised policy.

9. Contact Information

For fraud-related concerns, contact abuse_policy@reciprocate.app . For security inquiries, contact abuse_policy@reciprocate.app.

Summary

4. Users must  stay alert to scams, phishing, and fraudulent activities.
5. RECIPROCATE does  not process direct financial transactions and is not responsible for off-platform exchanges.
6. Financial fraud, money laundering, and deceptive schemes  are strictly prohibited .
7. Violations may lead to  account bans, legal action, or law enforcement involvement .

By using RECIPROCATE, you acknowledge and agree to abide by this Scams, Fraud & Financial Transactions Policy. Thank you for keeping our platform safe!